Buying a newly built house has a lot of benefits., the main ones of which we will reveal here. In fact, when you decide to take the plunge into buying a home, you are faced with two choices. You can opt to buy a new house or buy a used house.
Generally, the advantages of buying a used property are more pronounced, including the immediate availability of the house, the convenient geographical location (given that new properties are often far from city centres) and the lower price than that of a used property. A new building. However, purchasing a new property also has a large number of advantages.
Financial benefits
At first glance, a dilapidated house has a lower purchase price than a new house. However, the acquisition of a new property comes with some exciting benefits and advantages. Indeed, by making a new property purchase, you obtain a reduction in notary fees as well as value-added tax (VAT). It is also possible to benefit from a zero-interest loan (PTZ). In addition, some municipalities offer a property tax exemption to owners of new homes for at least two years.
In addition to these advantages, there are also housing action aids and loans to be obtained subject to means testing. In addition, the cost of insurance for a new home is lower than for an old building, given the higher risk of loss for the latter. When it comes to the purchase price itself, some contractors offer fair and affordable prices.
Legal advantages
The purchase of a new property provides legal advantages such as the ten-year guarantee (valid for 10 years for hidden defects and poor artistry), among others. Also, new construction on plan gives access to several construction guarantees, including a guarantee of perfect completion, a guarantee of apparent defects, a biennial guarantee for the post-delivery period, etc.
Ecological and aesthetic advantages
Recent constructions are very different from old constructions, particularly from an ecological and sustainable point of view. Indeed, new constructions respect thermal regulations, which impose reduced energy consumption for hot water, heating, ventilation, electricity, and air conditioning.
This not only reduces your bills but also reduces your impact on the environment. From an aesthetic point of view, buying a house off-plan gives you the opportunity to choose the materials you want in a desired style. It is possible to arrange each room to suit you:
- Kitchen Layout
- Choice of parquet in the living room
- Floor tile,
- Equipment
- Etc.
- The rate of a real estate loan can vary depending on the lending institution, the region or even the duration of the debt. In the context of returning inflation, it is still possible to borrow at a negative real rate. In other words, you have the opportunity to borrow at an interest rate lower than the inflation rate. In addition, when rents are indexed, your rental income is protected from inflation. A favourable environment for real estate investment.
- If you are considering becoming the owner of your house or apartment, take the time to prepare your real estate financing or find out about the different home ownership arrangements.
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